Sands Mortgage Company is a privately owned company which assists the community with professional service. Now we expect to do the same with all of your financial needs. Our company was built on the philosophy of our main goals: * Provide professional service for all of our clients' needs   Our Mission and Our Vision As a member of the Association of Mortgage Brokers, Sands Mortgage Company has demonstrated a commitment to remaining an informed professional in the rapidly changing world of real estate finance. This dedication, which includes adherence to a precise Code of Ethics, and Standards of Professional Practice, results in the customer being represented by the best fiduciary in the industry. Don't take any chances, get professional mortgage help from the experts - Sands Mortgage Company. We will be happy to answer all of your financial questions. Our Investors         Contact Information:                                                                                                  999 Home Plaza                                                                             Waterloo, IA 50701                                                                         Phone (319) 433-3777                                                                       Fax (319) 433-3977